Portfolio Loans

These NON-PRIME programs are “outside the box” financing for special situations:

1- Bank Statement Income program  for self employed borrowers. Allows the personal business monthly cash flow to qualify for this loan if declared taxable income is to low.

2-Asset Depletion / No Income program allows borrower to qualify with liquid assets to cover 84 months of PITI payments.

3- 1 day out of  Short Sale, Bankruptcy, Foreclosure now gives you an opportunity to purchase a home.

4-Investor loans $50K – $1,000,000   660+ score, only 6 months reserves, single family homes and condos including 1-4 unit dwellings.

Each of these programs have qualifying conditions. Please note that these loans offer flexibility and additional loan options for people who may have had a credit event and cannot qualify for conventional  financing.

Although my main office is located in Miami, I can service the entire state of Florida, including Miami, Broward & Palm Beach County. I mainly work from my personal office in Boca Raton. Please contact me at (561)-808-5535 or mgorlano@bestbeach.net if you have any questions about any of the other programs I can offer.